What’s Next?
Here are some upcoming event while you keep collecting acorns all month!
Monday 9/17 – Fall Clothing Mystery Bags in the eStore (sneak peeks shown below)
Wednesday 9/19 – eStore Deluxe Appreciation Day!
Be sure to collect this super cute freebie – Tawny Dog Ears – from the eStore Wednesday! And again!
Saturday 9/22 – FALL FEST BEGINS!!!
ΓΒ 
1 Dixiecup said,
September 16, 2018 @ 12:36 am
So excited about Fall Fest!! That Deluxe appreciation outfit looks pretty adorable, too! I wonder what the shoes will look like?
And of course, there is that sweet Fairy costume that I NEEEEEED.
2 TheLoopyLurker said,
September 16, 2018 @ 12:47 am
Evening Gymbonians!
Dixie, you can see the whole tawny dog outfit here:
http://webkinzpictureguide.shoutwiki.com/wiki/%28Picture_Guide%29_Ganz_eStore_Promo#2018
And you can see what I am fairly certain will be all the Fall Mystery clothes here:
http://webkinzpictureguide.shoutwiki.com/wiki/%28Picture_Guide%29_Ganz_eStore_Fall_Mystery_Promo#2018_Clothing
I hope this goes through. My last two posts did not!
3 gagagee said,
September 16, 2018 @ 6:31 am
Good Morning !
RubyCubes.. I am so sorry to hear about what is happening to you.. not to mention the severe pain kidney stones cause…As you well know.. Insurance companies today rule health care.. They decide what they will pay for and if a patient needs a recommended procedure… I am so fortunate to have a terrific primary care physician… He was going through his residency when I worked in the ER…. years later my long time physician retired so I was able to become his patient before he “closed” his practice …Unfortunately it seems physicians are hesitant to prescribe opioids due to the crisis in this country… consequently people who need the medication are unable to get it…PCP are sending their patients to Pain Clinics… even for short term acute pain control.. I hope that your appointment tomorrow finds a caring..compassionate doctor who is willing to help and understand your dilemma ! I will keep you in my thoughts and pray that there is a solution to treating you and keeping you as comfortable as possible…
I am fortunate to have my job of 45 years with benefits BUT almost daily changes have made things almost unbearable….I have about 14 months until I qualify for Medicare BUT had always planned to work until I was ready to “retire “…. Each day is a challenge…Looking at all my options I don’t want to make a decision and then regret it…
Good Luck tomorrow RubyCube and please let us know how you are doing !
4 gagagee said,
September 16, 2018 @ 9:54 am
Good Morning ! Again
I hope all of my friends at Gymbos have a good day.. good food..great weather..
enjoy your family and friends today ! And to all of you who are football fans
I hope your home teams bring home a victory !!!
The CLE Indians clinched their division last night !
5 momskinz (WWID: momsownkinz) said,
September 16, 2018 @ 2:26 pm
good afternoon! finally watching our football game
TLL – thanks for sharing the links to those pics – I was thinking of making a post just about the bag items, but I decided that could be next once it was all confirmed – now that I know you’re pretty confident, that makes me pretty confident – you know your stuff! π thank you for being you!!!
6 momskinz (WWID: momsownkinz) said,
September 16, 2018 @ 2:58 pm
Browns tied last weekend – hope they get a win this weekend gaga!
7 gagagee said,
September 16, 2018 @ 3:31 pm
THANKS moms… watching the game.. up by 2.. We sure could use a win !!
It has been years !
8 dee said,
September 16, 2018 @ 5:00 pm
i know i ask everytime it comes around
but do you have to be deluxe to get the free estore thing?
π
i was gonna put the OK symbol, but did not want to cause any problems
9 momskinz (WWID: momsownkinz) said,
September 16, 2018 @ 5:31 pm
this one you do – it is a deluxe appreciation day, so deluxe estore only
10 dee said,
September 16, 2018 @ 6:19 pm
thx moms
11 PumaPardus said,
September 16, 2018 @ 6:30 pm
Yay I just checked my kinz mail a little while ago! Thanks Moms, for the trade/wishlist items! <3 It's like Christmas! (And Fall Fest around the corner *happy sigh* Decorating galore!)
12 Patsie said,
September 16, 2018 @ 8:00 pm
Hi everyone, how are you today?
13 Patsie said,
September 16, 2018 @ 8:05 pm
Moms, are you able to disable comments on the post I made, please?
I still can’t disable comments on posts I make and I have tried it from different browsers, computers, and the WordPress app.
Thank you for helping me with collections and sending me several Hatch the Dragon trophies.
14 Patsie said,
September 16, 2018 @ 8:10 pm
Gagagee, do you still have extra Garden Patio Sinks, if so may I have one or two? My main Webkinz username is the same as my username on here.
I have also been thinking of you. Change is very difficult, especially after things have been the same for so long.
15 Patsie said,
September 16, 2018 @ 8:15 pm
PumaPardus, I think I have some items you need.
However, do you mind updating your wish list when you have time, so I don’t send you items that you only need one of?
Do you have a Tumblr account?
If so, is your username on there the same as it is on here?
16 Patsie said,
September 16, 2018 @ 8:20 pm
Dee, what is skeddy?
Is it another word for spaghetti?
I want to try the recipes you post but my parents usually plan our dinner menu before I wake up or don’t ask me what I want us to have for dinner, so I am not able to suggest we make something new.
17 Patsie said,
September 16, 2018 @ 8:25 pm
RubyCubes and Cheese, thank you both for the items you have sent me recently.
I know I need to update my wish list but it might not be for a few weeks since I work twice this week and have two homework assignments due. I also have my classes on Friday and Saturday and am going out town next week for a few days.
RubyCubes, I have been thinking of you and your family. I hope everything works out for you.
18 Patsie said,
September 16, 2018 @ 8:30 pm
Bye everyone, I hope to be on again soon but I have been busy with work and homework.
19 PumaPardus said,
September 16, 2018 @ 8:46 pm
Hi Patsie! I do have a Tumblr blog with the same name- I wondered if you were the Patsie I was interacting with. I hope so π If so, I KinzPosted those Wacky things after you confirmed my Friend Request. I hope they arrived safely and made you smile! (Made me smile too- Wacky’s not my favorite. Anyone want a Wacky hot air balloon? FREE!) I just made my wishlist last night, so it’s updated- Momskinz sent me 3 exciting things today and they were Daily Kinz Care prizes. I LOVE having little things strewn about my house- it makes it look “homey”. So multiples of KinzCare prizes are welcome, if someone has spares. I only need one of anything else on there. :3
20 RubyCubes said,
September 17, 2018 @ 2:57 am
Moms – LOL thanks! I don’t know, I was a single mom for 2 years, a full-time working mom for 13 years, and up until 4 years ago I was either the sole or primary support for my family because my husband had such a difficult time getting his career off the ground after college. He got a late start and graduated right in the heart of the recession. I’ve been “adulting” hard my whole adult life. This is something altogether different.
Sheba and Patsie – Thanks! π
Gagagee – Thank you for the kind words and support! You’re such a sweetheart! And you’re spot on about the increasing reluctance of physicians to prescribe pain medication, which I understand for chronic pain or for vague, undiagnosable complaints of pain. If you’ve worked in the ER, you know that a lot of patients come in “seeking”, so doctors are understandably cautious. However, I worked in the ER for 2 years, and if a patient came in acutely passing a kidney stone and it was diagnosed with a CT scan, we gave them whatever we could to get them comfortable, and doctors always sent them home with scripts for pain meds to help control the pain. It’s an acute condition, diagnosable, and the pain caused by them is well-known and supported. When I worked triage, I could always tell immediately when a patient with a kidney stone walked into the ER. You probably could too. Next to major traumas, cardiac events, strokes, and full arrests, kidney stone patients were among my top priorities even though they’re not life-threatening. And every time I’ve been to the ER with a kidney stone, that’s the kind of treatment I’ve received.
Over the past 5-6 years, prescription of controlled medications by doctors has definitely become much stricter, and my state (KY) is extremely strict, even stricter than OH, I believe. I realized this last year when I was working for an insurance company in Cincinnati. If a patient exhibited drug seeking behavior, which was defined in a number of different ways, the company’s medical team would place them into a category that forced them to use only one pharmacy. If they used any other pharmacy for controlled medications, their meds would not be covered by their insurance. A lot of the patients who ended up in that category with those restrictions were upset by the rule. That was surprising to me because that’s the law for everyone in KY. It hasn’t always been, but around 6-8 years ago, it became law state wide that if you get controlled medications filled, they have to be at the same pharmacy. You can only use a different pharmacy if you get them officially switched over, which requires approval from your PCP. So if I decide I don’t like my current pharmacy, I can switch, but it’s a one-time thing, switching over to a new permanent pharmacy. I cannot “pharmacy hop”. Apparently that’s not the case in Ohio, or at least wasn’t last year.
At any rate, I am seriously concerned about the rising cost of health care in this country and, what seems to me, a growing lack of empathy and compassion by doctors because so many decisions are out of their control. And now, LOL, I received mixed news this weekend. I was approved for the health insurance plan that I applied to through the Marketplace, which is great! Monthly premiums are over $500/month, and I will have to return to work, but not immediately. I can get some things squared away at home, get my resume updated, and get this surgery out of the way. I’ll probably start looking for a job in early November. I would like to stay off for the holidays, and go back to work at the beginning of next year. So that is a huge relief. The insurance plan will go into effect October 1st, so I will still have to wait a couple weeks to have the surgery, but at least there is a definite finite period now. And I’m hoping that if I have to keep this snarky doctor, she’ll be more agreeable to providing pain control since the surgery can definitely occur within the next few weeks.
On the down side, I got all of the information on the plan this weekend electronically through the Marketplace’s website, and the urologist that I’m supposed to see tomorrow is not a covered provider. LOL. /face palm. So I have to call their office in the morning and cancel that appointment and then call some different providers that are covered. I’m hoping one of them can get me in within the next two weeks. If not, I’ll just have to keep the surgery with the doctor I don’t like, but I will blow her up in negative reviews.
I am so sorry to hear that things are unbearable at your job, Gagagee. After a 45 year career, 14 months to retirement is SO close, but at the same time, if you hate and dread every day that you go in, 14 months can feel like forever. I really hope that COBRA is an option for you. I am definitely no expert in that field, but it is my understanding that you can continue your health insurance under COBRA whether you resign or employment is terminated. I think people can be denied coverage through COBRA if they are terminated for certain reasons, like theft or other major violations to the employer, but otherwise you should qualify. You should have 60 days from the last day of employment to apply. The premiums are very costly. You become responsible for 100% of the cost of the premiums (actually I think it’s 102%), much of which your employer has been paying. However, your benefits should continue exactly as they have been. Like, if you have a deductible and have already met it, that should continue until the end of the enrollment period. Then it will start over just like it normally would. So everything should stay exactly the same except the amount you pay toward the monthly premiums. And as long as you don’t get into another job that offers health insurance, you should be able to keep your same plan until you retire since that’s within the 18-month period.
But seriously, consider looking at the Marketplace plans as well. If you leave your job, it’s considered a qualifying event, which should qualify you for a new plan there as well. There are 4 tiers of plans – bronze, silver, gold and platinum. At bronze level, you pay much less in premiums, but the deductibles are around $14,000/year. With each tier, you increase the amount you pay in premiums, but the deductible and out-of-pocket maximum drops substantially. The gold plan, which is what I signed up for, is less expensive than COBRA would have been, and the plan is a lot better. The only reason I would have preferred COBRA was because I had already met my $4500 deductible when I was hospitalized with new onset Afib this past May. However, after this upcoming surgery, I would have switched to the Marketplace during open enrollment, because the Marketplace plan is about $20 less a month in premiums and has a $1500 deductible, compared to the $4500 of our old plan. I have no idea what your premiums will be under COBRA or what your coverage is under your current plan, but the Marketplace is another option to explore. And they can’t deny you or raise rates for preexisting conditions.
In fact, the letter we received from my husband’s former employer about continuing our benefits under COBRA advised also looking into the Marketplace because it may be less expensive. The nice thing about COBRA is, you have 60 days to apply after your last day of employment, and if you are approved, you never have any lapse in coverage. You will get a new plan number and insurance card, but there is no gap in coverage. If you elect to go with the Marketplace, you can’t apply until after you leave the job, and you have to supply them documented proof of your last date of work. You have to apply within 60 days to qualify, and you have to get the application done and your first month’s premium paid by a certain date within that month for it to start the following month. For example, if I got everything submitted by the 26th of this month, I qualify for coverage starting October 1st. If it is after the 26th of this month, coverage would not start until November 1st. So that’s one down side to the Marketplace. You could experience a lapse in your coverage.
That said, Marketplace open enrollment this year is from Nov 1 – Dec 15, so if you find a more affordable plan there, you could drop your coverage under COBRA (assuming you go that route), and line up new coverage so there is no lapse. I’m not personally recommending the Marketplace because I like it or think it’s actually “affordable”. I hate this whole system. I’m just suggesting it because it’s another possibility to explore that may enable you to “retire” sooner than planned. Although, it sounds like you have a wonderful PCP. I would definitely make sure he’s covered before switching to any other plan.
I love my PCP too. He and I worked together at the hospital for quite a few years. He is genuinely one of the nicest people I’ve ever met, and I say that both as a nurse and a patient. He has been my PCP for at least 10 years, and thankfully he is covered by this new insurance plan.
I appreciate the thoughts and well wishes, Gagagee. You are definitely in mine as well. I hope you can figure out something that enables you to get out of this awful work situation sooner rather than later. I also hope you had a wonderful day with your family! (((HUGS)))
21 RubyCubes said,
September 17, 2018 @ 2:58 am
My post went to the garbage bin. Could someone retrieve it for me, please?
22 gagagee said,
September 17, 2018 @ 4:53 am
Good Morning !
Patsie… your patio sink is on the way ! Hope school is going well for you.. study hard and Dream the Possible !
23 gramma(BLG610; grammabon; grammao3) said,
September 17, 2018 @ 6:23 am
Good Morning gagagee!! and all gymbonians!!
wishing all a fantastic Monday!! Γ’β’Β₯
24 bepsy (bepoodlepal) said,
September 17, 2018 @ 2:15 pm
Hi pumapardus, I sent you a fr. I have some items I can send you. π
25 bepsy (bepoodlepal) said,
September 17, 2018 @ 2:17 pm
My courses went live this morning, and I am not looking forward to the two writing/reading intensive courses most of all. It’s always a bad sign when they tell you that they are outright.
26 PumaPardus said,
September 17, 2018 @ 3:34 pm
Hi Bepsy! I’ll log on shortly and accept! Thanks for sharing the love! Do you have a wish list? I’ll see if I have anything to gift back!
27 bepsy aka bepoodlepal said,
September 17, 2018 @ 4:13 pm
PumaPardus you have mail! π My name on this comment should link to my list, but don’t feel obligated to send anything in return. I’m happy to just pay it forward. π
28 Cheese said,
September 17, 2018 @ 6:38 pm
Hey everyone!
AmberRose, I’m glad you and your family are well π Have an awesome trip!
Thank you all for the heads up on the latest email code! I won some of last year’s Fall Fest Soda prizes as well as the Growing Gardens Peach Seeds, yay!
Hugs, Ruby! I’m glad your daughter’s recovering and enjoying her first semester of college, and I hope your upcoming surgery goes well. You are in my thoughts Γ’β’Β₯ And thank you so much for the amazing gift, it made my day! I’ll be keeping an eye on your wish list as well π
Have a great week!
29 momskinz (WWID: momsownkinz) said,
September 17, 2018 @ 6:51 pm
hello everyone!
patsie – i closed those comments, sorry, i thought i did that yesterday π
30 DEE said,
September 17, 2018 @ 7:50 pm
CHEESE!!!!!!
31 dee said,
September 17, 2018 @ 7:59 pm
just want to stick this in here with everyones reno projects
and your local electric or gas companies may offer money as well.
we got seven hundred dollars back off our heat pump
https://www.energystar.gov/buildings/facility-owners-and-managers/existing-buildings/find-financing/find-rebates-incentives-and-financing
32 MomT said,
September 17, 2018 @ 10:28 pm
Never got the WINDING Key belt. But aren’t these cute . I did get Peach seeds thank you.
33 MomT said,
September 17, 2018 @ 10:30 pm
If you want to see the TREE COTTAGE as a room. I posted in the EStore Facebook under the ad showing the tree . Witches Gathering. I am learning to post it’s slow learning but its there if you want to see tinygma
34 MomT said,
September 17, 2018 @ 10:39 pm
There is a code in the EStore under the Northern Trails Bear W24H-5SNA-MVJZ-BBF2 just in case it hasn’t been seen yet. Good Luck !! OH the 3rd Goblin is orange and it is shown on Facebook – GANZ EStore top of page π
35 gagagee said,
September 18, 2018 @ 4:41 am
Good Morning All !
Never did get the expected rain from remnants of Florence… weather here remains beautiful …
MomT.. love the new fall clothing too ! I didn’t get the Wind up Belt yet but still have a couple of bags to open ! Might get lucky !
The pictures of the upcoming goblins are adorable… should be out soon !
RubyCubes.. Hope your appointment went well yesterday with the new urologist.
? chance of passing the stone ?? Probably not if it hasn’t passed in past couple of months but praying for some Divine Intervention !
good morning gramma ! Love getting up early for a delicious cup of coffee and catching up on all that is happening here and locally… Back to work today …
moms… how is older warthog doing at school ?? Still loving it ??
Hope today finds you all well and happy !
36 RubyCubes said,
September 18, 2018 @ 1:15 pm
Hi Cheese! Hugs! I hope all is well for you!
Gagagee – I think you missed my last post (#20 on this thread). It went up late because it went to the trash bin first. I had to cancel my appointment yesterday, but I have one scheduled with another urologist tomorrow morning. I hope it goes well.
37 momskinz (WWID: momsownkinz) said,
September 18, 2018 @ 1:59 pm
ruby – hope it goes well & you like this urologist!!!
gaga – he is happy happy! working hard, learning, and fulfilled Γ’β’Β₯
38 PumaPardus said,
September 18, 2018 @ 3:18 pm
Thank you so much everyone for the surprise presents that keep arriving in my ‘Kinz Mail!! It’s always a treat logging in nowadays! π
39 Chococat663 said,
September 18, 2018 @ 3:45 pm
Got my new phone today, we were gonna wait until next month, but my mom’s phone was struggling to hold a charge for long so it wouldn’t have made it that long. I got an iphone 8 and my mom got my old iphone 6. We just put a new battery in the 6 and the new software update is supposed to speed up old phones (but it’s apple, so we’ll see about that) so that phone should be good for her for a little while.
I’m having problems with my apple watch now that I paired it to the new phone. I have bluetooth enabled, but the watch is saying it isn’t connected to my phone. I may have to reset it and pair it again, which is an annoying process.
Had a dentist appointment for the first time in 3 years this morning. I have really cavity prone teeth and by some miracle I don’t have any new ones, but I do have 2 fillings that need to be redone.
40 momskinz (WWID: momsownkinz) said,
September 18, 2018 @ 4:14 pm
choco – congrats on the new phone – could the watch still be paired with your old phone?
41 dee said,
September 18, 2018 @ 5:59 pm
choco
dh inherits dds old phones and he just got an iphone something off of her…held a charge for almost a week (obviously we are not cell phoners), then it started running down in a day. turns out he had hit some “show my location” button. turned it off and now holds regular charge.
i have a tracfone
π
42 momskinz (WWID: momsownkinz) said,
September 18, 2018 @ 10:24 pm
dee – you have a stone table & a chisel …
43 Queen of Sheba said,
September 18, 2018 @ 10:34 pm
Looking forward to Fall Fest! One of my favorite things! π
44 Chococat663 said,
September 18, 2018 @ 11:30 pm
Momz – it wasn’t connected to anything because I had already reset it. I ended up resetting it again and paired it again and it worked. No idea what was going on there, but at least it’s fixed. However, now I’m having a problem with connecting the phone to my car. I’ll try again tomorrow.
It’s starting to sink in how much writing i’m gonna be doing this semester. 4-6 page paper, 8-10 page paper, 10-12 page paper, and a paper with an unspecified length. Can someone please explain to me what I was thinking when I signed up for 3 writing intensive courses?
…I’m already registered for next semester… let me look at those and see if any adjustments need to be made for my sanity…
45 Chococat663 said,
September 18, 2018 @ 11:34 pm
Not sure if my online professor posting info about the 10-12 page paper on the last day to drop for a full refund is supposed to mean something.